#FamilyFriday – How is Child Support Calculated?

Frequently parents are confused by the child support calculation when considering their other bills and obligations.  What many don’t realize is that in nearly all scenarios the amount of child support ordered is determined by a calculator and factors such as “I have student loans” or “I have rent to pay” don’t necessarily matter.

On this week’s #FamilyFriday article, the attorneys’ at ERA Law Group, LLC want to explain exactly how child support is calculated.  Frequently parents are confused by the child support calculation when considering their other bills and obligations.  What many don’t realize is that in nearly all scenarios the amount of child support ordered is determined by a calculator and factors such as “I have student loans” or “I have rent to pay” don’t necessarily matter.

Maryland uses a Child Support Guideline formula to calculate child support.  Both parents are required to complete a Financial Statement which outlines the various components of that formula.  First, the parents identify their actual monthly income.  This would include salary, Social Security benefits, alimony, etc.  Second, the parents then identify earlier child support or alimony obligations – per Court Order – which will reduce their actual monthly income.  This is called their adjusted monthly income.  Third, if there are any work related child care expenses, health insurance expenses, or extraordinary medical expenses such as braces, those will also be identified by both parents.

Once both parties’ have identified the above, the formula then predicts what percentage of the parents combined income would have been attributed to the child(ren) had they continued living together.  This number is then used to determine the “basic child support obligation.”  The additional factors such as work-related child care and health insurance are incorporated to determine the “total child support obligation” that the non-custodial parent would be responsible for paying to the custodial parent.  Some exceptions exist, such as, if a parent receives Social Security Income, food stamps, or transitional services which would not be considered actual monthly income.

If you or a loved one need help obtaining child support for your children, call ERA Law Group today at (410) 919-1790 or visit our website at www.eralawgroup.com!

#FamilyFriday – Fast Track to Divorce

Many people get married and mutually agree that a divorce is what’s right for them.  A divorce by mutual consent allows parties to file for divorce so long as there are no minor children and there is an agreement as to all property issues.

On this week’s #FamilyFriday article, the attorneys at ERA Law Group, LLC want to help you get divorced and quick.  Many people get married and mutually agree that a divorce is what’s right for them.  Prior to 2015, if you wanted a divorce you had to wait at least one year.  The theory behind the wait period was to encourage partners to reconcile and hopefully avoid divorce.  Fortunately the law has caught up with reality and in many cases, when you know you know.

A divorce by mutual consent allows parties to file for divorce so long as there are no minor children and there is an agreement as to all property issues.  Determining whether you have minor children is easy but settling property can sometimes be difficult depending on the duration of the marriage and the property accrued.  You and your spouse want to discuss and settle issues related to any joint bank accounts, cars, real property, debt, retirement, and alimony before filing for divorce.  Hiring an attorney to draft the settlement agreement to ensure it contains all necessary contract language and covers all potential property disputes is important to make sure you truly have settled all property issues.  Additionally, sometimes parties think they’re on the same page only to learn that they’re not.  Discussing these issues initially allows for a smooth settlement and a true divorce by mutual consent.

Once you have your agreement signed you can then file for the divorce.  Your spouse can come with you and immediately file their answer which avoids waiting for the summons and having to formally serve the Defendant.  When filing for the divorce you must include a copy of your agreement so the Court is satisfied that there are no unresolved property issues.  After you’ve filed, the Court will set an uncontested hearing for about ten (10) minutes.  Some counties take longer than others but a good estimation of the time it would take to get divorced is three (3) months.

The attorneys at ERA Law Group, LLC offer fixed fee services to draft and finalize your  agreement and handle your uncontested divorces.  Call us today!

#FamilyFriday – Contempt

The very purpose of receiving a Court Order is to once and – hopefully – for all settle a dispute between the parties.  Unfortunately, that doesn’t always happen. 

On this week’s #FamilyFriday article, the attorneys at ERA Law Group, LLC are addressing individuals who have fallen victim to an ex-spouse or parent who refuses to abide by the Court’s Order.  You’ve gotten divorced or filed suit for custody and support, the Judge made their determination and you received a Court Order outlining that decision.  What happens when one person decides not to listen?

Contempt is when one party decides to act in contradiction of the Court or Court Order.  The very purpose of receiving a Court Order is to once and – hopefully – for all settle a dispute between the parties.  Unfortunately, that doesn’t always happen.  That intentional decision to ignore or act inconsistently with a Court Order is important because it qualifies the contempt as willful.  Being in willful contempt of a Court Order can have serious ramifications.  The contempt-ing party may be subject to a fine, attorney fees, and in serious cases, jail.

The contempt-ing party also creates various consequences for the other party.  For example, say a provision of the Order requires Parent A to pay one half of private school tuition to the school directly and Parent A refuses to pay.  If Parent A refuses to pay their share of the child’s private tuition than Parent B may have to come out-of-pocket for the balance and, if they can’t, their child may not be able to return the following year.  These and similar situations wreak havoc – financially and emotionally – for the party who correctly abides by the Court Order.

If you are being forced to endure the consequences of someone who has decided not to adhere to your Court Order, call your advocates at ERA Law Group, LLC today at (443) 906-3566!

#FamilyFriday – Adoption

Adoption is the legal process of creating a parent and child relationship and can take many forms.

For this #FamilyFriday article, the attorneys at ERA Law Group, LLC want to talk about adoption.  Adoption is the legal process of creating a parent and child relationship.  Adoption can take place in many forms.  For example, a stepparent may be adopting their partner’s child or perhaps grandparents are looking to adopt a grandchild.  Many people tend to think of adoption involving a minor child but don’t know that adults can also be adopted.  Establishing the parent/child relationship is important on an emotional level but also serves a legal and financial purpose.  An adopted child can receive state and federal benefits of their parents that without the adoption only a biological child would be entitled to receive.

The process of adopting, unlike many other court appearances, is usually joyous.  After gathering the required paperwork and filing the petition, all parties appear before a Judge and celebrate the new and legally recognized family.  There are also adoption proceedings that are contested by a biological parent and don’t carry the same joyous feeling.  In either case, finding an attorney to help you through the legal process is beneficial in creating or maintaining your family.

Taking the necessary steps to protect your family is important and ERA Law Group, LLC wants to help!  Call us today at (443) 906-3566!

#TuesdayTips – When to NOT Do-It-Yourself

Many individuals find themselves in a precarious situation when they decide to handle certain matters without an attorney.  These “cost saving measures” sometimes result in quite a heavy burden.

This week’s #TuesdayTips article comes one day after a recent United States Tax Court ruling in the case of Summers v. Commissioner of Internal Revenue (Docket No. 32259-15).  Many individuals find themselves in a precarious situation when they decide to handle certain matters without an attorney.  These “cost saving measures” sometimes result in quite a heavy burden.

In this specific case, Mr. Summers and his wife divorced amicably and decided to move forward without attorneys.  Pursuant to their agreement, Mr. Summers was to withdraw funds from his IRA and provide them to his wife.  Typically, this is done via a Qualified Domestic Relations Order (QDRO).  Pursuant to 26 U.S. Code Section 72(t)(1), distributions from a QDRO are exempt from the 10% additional tax typically imposed on early distributions.  Unbeknownst to Mr. Summers, taking an early distribution made directly to himself would not qualify for the tax exemption even though he immediately transferred said funds to his wife for her sole benefit.  As a result of an honest mistake, Mr. Summers was forced to suffer the 10% early distribution tax.

Don’t let yourself fall victim to an honest mistake.  The attorneys at ERA Law Group, LLC offer fixed fee QDRO services!  Call us today at (443) 906-3566.

#FamilyFriday – Modifications

Often, we meet with clients that don’t know they can request a change to their previous custody or support order. There are many changes that may occur that make it necessary for you to modify your Court order.

On this week’s #FamilyFriday article, the attorneys at ERA Law Group, LLC are here to talk with you about modifications.  Often, we meet with clients that don’t know they can request a change to their previous custody or support order.  For example, a child support order from 10 years ago is likely very different than a child support order today.  What if one parent has a new job?  What if the child has new needs?  What if one parent lost their job?  There are many changes that may occur that make it necessary for you to modify your Court order.

The most important element of a modification is that there must be a material change in circumstance.  A parent getting a new job but maintaining a similar salary or moving to another home in the same neighborhood are generally not considered a material change in circumstance.  However, in many cases situations do arise which require one parent to seek a modification.  Parents come to our office because one parent has received a significant raise, has moved far away, or has started a relationship with a questionable person.  When these material changes occur, the Court can then evaluate whether the original order is still in the best interests of your child.

The attorneys at ERA Law Group, LLC are compassionate and understanding of each family’s unique circumstances.  Call us at (443) 906-3566 to discuss your specific case and let the attorneys at ERA Law Group, LLC help you and your family!

Getting divorced?

If it’s time for you to begin the divorce process and end this chapter of your life, get organized and be prepared.

No one enters a marriage thinking or wishing for it to end.  But, it happens.  If you find this is happening to you and your marriage, know that you are not alone.  Marriages end, homes are split, and the once unified family is now divided.  Whether you’re the person seeking the divorce, the couple who mutually agree to divorce, or the person who has just been shockingly served, here’s what you need to know in Maryland.
Each family situation is different.  There tends to be two roads to divorce: by agreement between the parties or by a Judge.   If you have agreed how to handle any joint property and you don’t have minor children, you can get a divorce in Maryland without having to wait for any specific time period.  This type of divorce is by Mutual Consent.  If you do have minor children and/or maybe you haven’t settled all your property issues, you still don’t have to engage in war.  Maryland provides a voluntary divorce option for couples to divorce after a 12-month separation.
Unfortunately, divorce does tend to bring out the worst in couples.  In a situation where there has been a loss of trust, loss of a partnership, and, critically, a loss of communication, you need to be prepared to take action.  First, know what assets exist and the approximate value.  This may include property, retirement, personal property, vehicles, etc.  Second, know what type of debt exists and how much.   This can be in the form of a mortgage, outstanding credit card, a car loan, etc.  Be aware that, for purposes of the divorce in nearly all circumstances, any asset or debt is joint – regardless of how either is titled – if it was accrued during your marriage.  Lastly, and most importantly, prepare.  Prepare for your monthly expenses, prepare for your children, prepare for you.  Create a budget and adjust accordingly.  You cannot be certain how the Court is going to rule regarding alimony or a monetary award.  You may be confident that you will be able to remain in your home but what if that’s not the case?  Your spouse may have once promised to financially support you but now things have changed.
You may require the assistance of an experienced family law attorney and this preparation will only make for a more successful case.  Just remember, this too shall pass and you are not alone.  Call me today at (443) 906-3566!